More and more clients and families are choosing high-quality, compassionate home health care services as their right-sized, cost-effective solution to help them thrive at home and enjoy their best quality of life. Let’s explore your payment options.

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Private Pay - Also known as paying “out-of-pocket,” private pay means your loved one or their family will use existing savings and assets to cover the cost of elderly care services. Private pay is one of the most common forms of payment and is accepted by nearly every elderly care service, including Promise Cares.

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Long-Term Care Insurance – Since individuals who require non-medical in-home care are not sick in the traditional sense, traditional health insurance does not provide for these needs. Having a Long- Term Care Insurance policy in place prior to any major changes in the health and mobility of your loved one guarantees that they will have complete home care coverage assistance available if and when they need

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Private Insurance - Usually provides good coverage for short-term in-home nursing care, though, your loved one may have to pay a patient co-payment.

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Other sources - If you or loved ones require care and/or rehabilitation because of an auto accident or job-related injury, then workers compensation, auto insurance, an employer or consumer insurance plan may pay for home health care services.

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There are several options available to help pay for home health care, making it an affordable choice for many people. Finding a solution that works for your family now will make it seamless to adjust your care plan as needs change. That’s how affordable, personalized, high-quality care in the comfort of home can mean safety, independence, and peace of mind for you and your family. 

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If you have any specific payment questions, we encourage you to contact us.

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